Surety Bond Platform
Effective Date: 1 January 2026
These Terms of Service ("Terms") govern your access to and use of the Kavelto platform ("Platform"), operated by Kavelto Ltd ("we", "us", "our"), a Lloyd's Coverholder authorised and regulated by the Financial Conduct Authority.
By creating an account you agree to these Terms. You must be authorised to act on behalf of the organisation you register. You are responsible for maintaining the confidentiality of your login credentials.
All surety bonds issued through the Platform are underwritten through Lloyd's of London syndicates. Quotes are indicative until formally accepted and bound. Premium rates, terms and conditions are subject to underwriting approval.
Bond premiums and any applicable fees are set out in each bond quotation. Payment is due upon acceptance of a quote. Late payments may result in suspension of services.
To the maximum extent permitted by law, Kavelto's total liability is limited to the premiums paid in the preceding 12 months. We are not liable for indirect or consequential losses.
These Terms are governed by the laws of England and Wales. Disputes shall be subject to the exclusive jurisdiction of the English courts.