Surety bonds for energy and industrial supply chains. Zero collateral. Off-balance sheet. Issued in hours, not weeks.
Banks are retreating from energy guarantees. We're the specialist alternative — backed by the Lloyd's of London market.
Basel III/IV regulation and ESG pressure are driving banks out of energy-sector guarantees. Surety fills the gap.
Basel III/IV capital costs and ESG pressure are pushing banks out of energy guarantees. Six UK providers exited construction bonds in 2024 alone.
100% cash-backed guarantees lock up growth capital. For a £50M contractor, up to £15M can be frozen in collateral that could be funding projects.
Project timelines don't wait for bank credit committees. Surety bonds are issued same-day to 24 hours, so you never lose a contract to paperwork.
Replace bank guarantees in three simple steps. Hours, not weeks.
Submit your company details and financials. We assess your capacity within 2-5 business days.
Draw down bonds against your facility for each project. Standard bonds issued in under 24 hours.
Pay an annual premium of 1-3% instead of posting 100% cash collateral. Your capital stays working for you.
Six bond types covering 95% of energy and infrastructure project requirements.
Guarantees contractor will complete work per contract terms.
Protects against contractor default when funds are advanced.
Secures bid validity and commitment to contract terms.
Releases retained amounts while ensuring contractor compliance.
Covers defects in workmanship post-project completion.
Allows phased payment structures without traditional financing.
Free your capital from bank guarantees and manage your surety bonds in one unified platform.
POST /api/v1/bonds/quote Content-Type: application/json Authorization: Bearer YOUR_API_KEY { "bondType": "performance", "amount": 500000, "duration": 12, "clientId": "client_abc123" } RESPONSE: 200 OK { "quoteId": "quote_xyz789", "premiumRate": 2.5, "annualCost": 12500, "riskScore": 45, "expiresAt": "2026-04-27" }
Unlike generalist surety providers, our underwriting team brings direct energy-sector engineering expertise. We assess contract risk, not just credit risk.
Free regulatory capital by transferring your guarantee book to rated surety paper. Reduce RWA. Improve Basel III/IV metrics. Retain the client relationship.
Guarantee portfolio transferred to Lloyd's-rated surety paper. Reduce RWA, improve capital ratios.
We handle novation, client communication, and underwriting of the transferred book. Your clients keep their guarantees.
Retain the client relationship and refer new guarantee needs. Commission structure for ongoing referrals.
Credentialed and structured for the UK surety market.
Working with Lloyd's of London to bring institutional-grade surety capacity to the energy sector. 330+ years of claims-paying track record.
Structured under FCA regulatory requirements. Full compliance infrastructure including CASS5 client money, AML/KYC, and SM&CR governance.
Enterprise-level security, compliance standards, and risk assessment methodology built from day one.
Kavelto was founded at the intersection of two trends: banks retreating from energy-sector guarantees under Basel III/IV and ESG pressure, and contractors needing faster, capital-efficient alternatives to cash-backed bank guarantees.
We combine deep energy-sector engineering expertise with a modern digital platform to underwrite surety bonds that free trapped capital. We assess contract risk — not just credit risk — which means faster decisions and better pricing for energy and industrial supply-chain contractors.
Founded by leaders from the energy engineering and insurance technology industries, with direct experience in EPC, M&A, and surety underwriting.
Bonds issued on Lloyd's-rated paper through our capacity provider arrangement. 330+ years of claims-paying history.
We assess contract risk and engineering capability alongside financial strength — a deeper view than traditional credit-only surety.
Stop posting cash collateral for energy and infrastructure guarantees. Surety bonds issued in hours, backed by Lloyd's.
contact@kavelto.com
sales@kavelto.com
2 Mitre Street
London, EC3A 7BB
United Kingdom